Datasets
HDB Lease Decay, SERS and VERS Milestones
Machine-readable SERS selectivity and timeline facts plus VERS design milestones that distinguish compulsory SERS from the still-unimplemented voluntary early-redevelopment path.
HDB Lease Decay, SERS and VERS Milestones
These rows are scheme-identity and policy-milestone facts. They do not encode a VERS compensation formula, voting threshold, or guaranteed buyback price — those remain unpublished as of August 2026.
Lease and financing anchors
| Fact | Value / rule | As of |
|---|---|---|
| Ordinary HDB sale tenure | 99-year leasehold; value expected to fall toward zero at expiry | Standing system design |
| CPF / HDB loan lease test (since 2019) | Remaining lease should cover youngest buyer to age 95; shortfalls pro-rate or block use | Standing financing rule |
| CPF use below ~20 years remaining | May be unavailable when lease cannot support the buyer age test | Standing CPF Board rule |
Sources: gov.sg flat value explainer and CPF Board lease article, accessed 9 August 2026.
SERS selectivity (compulsory)
| Metric | Stated figure | Reference |
|---|---|---|
| Share of HDB flats suitable for SERS | About 5% | HDB Ang Mo Kio SERS press release, April 2022 |
| Households / sites benefited to April 2022 | More than 41,000 households across 82 sites | Same press release |
| Latest announced project cited in vault | Ang Mo Kio Ave 3 Blocks 562–565 (606 units), April 2022 | Same press release |
| Further new SERS projects | Government stated no plans for further SERS; focus shifting to VERS | Minister for National Development, Aug 2025 (CNA) |
SERS is compulsory for selected precincts. Owners outside selected sites should not assume SERS-level compensation.
VERS status (voluntary, not yet rolled out)
| Milestone | Status as of August 2026 |
|---|---|
| Announced | 2018 National Day Rally |
| Target flat age concept | Selected precincts around age 70 |
| Nature | Precinct-level vote; not compulsory like SERS |
| Compensation relative to SERS | Explicitly less generous (MND parliamentary answers) |
| Implementation | Not rolled out; no precinct offered VERS |
| Stated next steps (Aug 2025) | Finalise framework in current term (by 2030), consult, pilot a few sites in first half of 2030s |
Do not treat VERS as an automatic entitlement at flat age 70. Source: MND VERS written answer and CNA Aug 2025, accessed 9 August 2026.
Record details
- Also known as
- []
- Jurisdiction
- SG
- What each row represents
- one SERS selectivity figure or VERS/SERS scheme-milestone fact with explicit as-of status
- Update cadence
- after HDB/MND SERS or VERS policy announcements
- Source format
- markdown
Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force.
Sources
- HDB — Ang Mo Kio SERS press release (April 2022) Accessed 2026-08-09
- CNA — VERS framework and end of new SERS (Aug 2025) Accessed 2026-08-09
- MND — Written answer on VERS plans before 2039 Accessed 2026-08-09
- gov.sg — Maintaining the quality and value of your flat Accessed 2026-08-09
- CPF Board — CPF use when lease does not cover youngest buyer to age 95 Accessed 2026-08-09
Collection as of 2026-10-07 · An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.