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CPF Retirement and Social Support Rates

Dated CPF LIFE illustrations, Workfare limits and maximums, Silver Support criteria and payments, and FY2026 U-Save amounts with their population and applicability dimensions preserved.

Last verified: 2026-08-18 Status: verified

CPF Retirement and Social Support Rates

These are reference rates, not an eligibility calculator. Apply the stated work year, cohort, age, income definition, household or individual unit, property tests and scheme rules. Temporary Budget support must not be projected beyond its stated financial year.

CPF LIFE Standard Plan illustrations for the 2026 age-55 cohort

Figures assume a male member, the Standard Plan and the stated start age. They are estimates that can change with actuarial assumptions; the RA amount at 55 is not the same as the balance at payout start.

RA savings at age 55 Reference level Estimated RA at 65 Monthly from 65 Monthly from 70
S$50,000 Below BRS S$82,400 S$490 S$670
S$110,200 2026 BRS S$170,100 S$950 S$1,280
S$150,000 Between BRS and FRS S$227,900 S$1,250 S$1,670
S$220,400 2026 FRS S$330,100 S$1,780 S$2,380
S$300,000 Between FRS and ERS S$445,600 S$2,380 S$3,170
S$440,800 2026 ERS S$650,100 S$3,440 S$4,580

Source: CPF Board, updated 16 June 2026. The retirement sums are cohort-specific; see annual rates.

Workfare Income Supplement — Work Year 2025 schedule

Main income band from WY2025: S$500–S$3,000 monthly, with a 12-month average no more than S$3,000. Concessionary rules can apply below S$500. Other citizenship, age, property and spouse tests apply.

Age in work year Employee maximum/year Self-employed or platform-worker maximum/year
30–34 S$2,450 S$1,633
35–44 S$3,500 S$2,333
45–59 S$4,200 S$2,800
60+ S$4,900 S$3,267
Person with disabilities, any age S$4,900 S$3,267

Employee allocation is 40% cash and 60% CPF. Self-employed and platform-worker allocation is 10% cash and 90% MediSave. Source: CPF Board, accessed 8 Aug 2026. Platform workers who are mandated or opt into increased CPF contributions are scheduled to reach employee-level WIS in 2029 when contribution rates align.

Silver Support — quarterly amounts from 2025

The senior must meet all current lifetime-wage, housing and household-income tests. Amounts below are quarterly, not monthly.

HDB flat lived in Household income/person ≤S$1,500 Above S$1,500 to S$2,300
1- or 2-room S$1,080 S$540
3-room S$860 S$430
4-room S$650 S$325
5-room S$430 S$215

Core thresholds: Singapore citizen aged 65+; total CPF contributions by age 55 no more than S$140,000; for self-employed or platform workers, average annual net trade income at ages 45–54 no more than S$27,600; household income per person no more than S$2,300; and the stated housing/property rules. ComCare Long-Term Assistance recipients aged 65+ receive S$430 per quarter. Source: CPF Board, accessed 8 Aug 2026.

FY2026 U-Save including Budget 2026 supplement

Only qualifying Singaporean HDB households receive U-Save; property-ownership and occupier/tenant rules apply. Credits go to the utilities account and cannot be encashed.

HDB flat type Regular GSTV U-Save Budget 2026 U-Save FY2026 total
1- or 2-room S$380 S$190 S$570
3-room S$340 S$170 S$510
4-room S$300 S$150 S$450
5-room S$260 S$130 S$390
Executive or multi-generation S$220 S$110 S$330

Source: Govbenefits, updated 8 July 2026. The Budget supplement is temporary; do not treat the FY2026 total as the permanent annual GSTV rate.

Matched MediSave Scheme — implemented January 2026

The five-year MMSS runs from 2026 to 2030. It matches eligible Singapore Citizens' voluntary cash top-ups to their MediSave Account dollar-for-dollar, up to S$1,000 per year. The recipient must be aged 55–70 inclusive, have MediSave savings below half the prevailing Basic Healthcare Sum, personal monthly income no more than S$4,000, annual value of residence no more than S$21,000, and own no more than one property. CPF Board assesses eligibility annually; no application is required. A matching grant for top-ups received by 31 December is credited at the beginning of the following year. Source: CPF Board, accessed 18 August 2026; CPF Board, how MMSS works.

Record details

Also known as
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Jurisdiction
SG
What each row represents
one dated illustration, eligibility threshold, or payout per scheme and population
Update cadence
after CPF, Workfare, Silver Support, GST Voucher, or Budget policy changes
Source format
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Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force.

Sources

Collection as of 2026-10-07 · An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.