Higher Education Student Loan scheme 2026 implementation and means-test boundaries

Record details

Value

Implemented 1 July 2026; replaces Tuition Fee Loan and Study Loan; means-tested gross monthly household per-capita income threshold S$3,500 for Singapore Citizens and permanent residents and S$1,875 for international students

Unit

policy commencement, predecessor schemes and monthly household per-capita-income thresholds

Value type

observation

Population

Students in approved MOE-subsidised diploma, undergraduate and postgraduate programmes at publicly funded post-secondary education institutions; thresholds apply to means-tested components

Denominator

MOE StudentLoanSG description and NYP 2026 implementation circular

Reference period

From 1 July 2026; thresholds stated in 2026 implementation material

Retrieved

2026-09-02

Published

2026-07-01

Geography

sg.geo.country.singapore

Notes

Existing students with TFL and/or Study Loan continue current provisions; additional HESL access may require institution assessment. The NYP circular states a maximum repayment period of 10 years.

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force.

Sources

• https://studentloansg.moe.gov.sg/ Accessed 2026-09-02