Caregivers Training Grant

The Caregivers Training Grant (CTG) makes approved caregiving courses more affordable for the main caregiver of an eligible care recipient. Courses may be delivered at home, online or in a classroom. The grant is applied to course fees through the care recipient's CTG balance; it is not unrestricted cash and cannot be used for any course chosen outside AIC's approved catalogue (AIC, accessed Aug 2026).

Care recipient and caregiver conditions

The care recipient must be a Singapore Citizen or Permanent Resident and must be aged 65 or older, or have a disability. For disability cases, the person must permanently require some assistance with at least one of the six activities of daily living and undergo an approved disability assessment, unless current receipt of specified schemes provides the required documentation. The caregiver may be a family member or a migrant domestic worker, but must be the main person caring for the recipient; the caregiver must also complete the course (AIC, accessed Aug 2026).

The page frames nationality and age as conditions of the care recipient, while the caregiver conditions concern the caregiving relationship and course completion. A caregiver should therefore not infer a separate personal cash entitlement from being a family member or domestic worker; the eligibility decision remains tied to the named care recipient and the approved course (AIC, accessed 12 September 2026).

Grant balance and co-payment

An eligible care recipient starts with S$400 in CTG in the first year the grant is used. On 1 April each year, the recipient receives a S$200 top-up; unused balance from the previous financial year, which runs from 1 April to 31 March, may be carried forward, but the total CTG amount is capped at S$400. Course fees are deducted from that balance, and each course has a co-payment of at least S$10, subject to the available balance and course terms. Some courses may allow SkillsFuture Credit for the co-payment (AIC, accessed Aug 2026).

The balance is attached to the care recipient rather than recreated for every caregiver or every course. Its annual top-up is therefore not a guaranteed S$200 cash payment to the caregiver, and the cap limits the amount available for approved course fees at any one time (AIC, accessed 12 September 2026).

Assessment and approved courses

For physical disability, a GP or approved healthcare professional can complete a Functional Assessment Report. AIC lists registered doctors with the Singapore Medical Council, conditional registered doctors or psychiatrists in public healthcare institutions, registered nurses with the Singapore Nursing Board, and fully registered physiotherapists and occupational therapists with the Allied Health Professions Council among approved FAR assessors. The FAR assesses assistance with activities of daily living for specific AIC-administered schemes; it is not a general disability certificate (AIC, accessed 12 September 2026). For a care recipient with Autism Spectrum Disorder or Intellectual Disability, an MSF-approved assessor uses a Client Assessment Form. A severe-disability assessment already undertaken for IDAPE, ElderFund, ElderShield, CareShield Life or MediSave Care may be used instead of paying for a separate FAR, where AIC's conditions permit. The caregiver must select an approved course from AIC's Caregivers Training Catalogue; usefulness of an unlisted course alone does not make it claimable (AIC, accessed 12 September 2026).

How the subsidy is used

The caregiver chooses an approved course, contacts its training provider, and tells the provider at least two weeks before the course starts that CTG will be used. The provider supplies the CTG application form and submits it. If the application is eligible and the caregiver completes the course, AIC reimburses the subsidy to the training provider and the caregiver pays the required co-payment. Different caregivers caring for the same person may use the balance available for that care recipient; this does not create a separate full grant for each caregiver (AIC, accessed Aug 2026).

This provider route means CTG is applied to an approved course and reimbursed after completion, rather than paid in advance as unrestricted money to the caregiver. The provider should confirm course details and the application timing; an applicant should not assume that attending an unlisted course can later be converted into a CTG claim (AIC, accessed 12 September 2026).